BLIK
Let customers pay with BLIK. No configuration required.
BLIK is a mobile payment system that has transformed the Polish market. Created by the largest banks in 
Poland, it's integrated directly into customers' mobile banking apps, making it an incredibly popular and trusted way to pay.
Customers authorize payments by generating a unique 6-digit code in their banking app and entering it at checkout. They then confirm the transaction in their app, providing a fast and highly secure payment flow without needing to share card details.
You don't need a BLIK account or an entity in Poland to add BLIK as a payment option with Paddle.
primary market
BLIK is the most popular payment method for customers in Poland.
active users
BLIK has over 17 million active users and growing, as of Q2 2024.
e-commerce share
BLIK is the main player in online retail in Poland, processing over a billion transactions.
Key features
| Countries | Poland |
| Platforms | All |
| Currencies | PLN |
| Capture | Deferred |
| One-time items | |
| Subscriptions | |
| Refunds | |
| Chargebacks | |
| Can be presented when saved? | |
| Installments |
How it works
Customer chooses BLIK
Turn on BLIK in a couple of clicks in your Paddle dashboard. Paddle automatically presents BLIK as a payment method for customers paying in a supported country and currency.
Customer starts confirmation
If the customer is checking out on a desktop, they're prompted to scan a QR code with their phone. If they're on mobile, they're prompted to open their banking app.
They can also copy the BLIK key and paste it into their banking app manually.
Customer confirms purchase
Customer confirms purchase on their phone using their banking app. The exact process varies depending on the banking app the customer uses, but typically they'll authenticate using on-device biometrics.
Payment authorized
Payment is authorized, and Paddle Checkout shows a screen that confirms the checkout is completed, but the payment is pending capture.
Payment completed
After authorization, payment is captured. This typically happens immediately after authorization, but can take up to ten minutes.
The transaction is marked as completed in Paddle, and the customer receives a copy of their invoice by email.
Accept BLIK
Go to Paddle > Checkout > Checkout settings.
On the General tab, check BLIK.
Click Save to apply.
Test BLIK
You can test BLIK using your Paddle sandbox account.
Turn on BLIK for your Paddle account.
Open a checkout for an item that's priced in
PLN(Polish Zloty).Pick Poland as the country on the first screen of checkout, then enter an email.
Select BLIK as the payment method and follow the prompts to complete purchase. Use these codes to test:
Code Description 200201Positive authorization with token registration 500500Negative authorization 777xxxPositive authorization without token registration 700701Authorization code expired 700702Authorization code canceled 700703Authorization code already used