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Bank transfer

Let customers pay by bank transfer. No configuration required.

Countries
All
Currencies
EUR, GBP, USD
Platforms
Invoice only
One-time items
Supported
Subscriptions
Supported
Capture
Customer-initiated
Chargebacks
Not supported
Refunds
Supported
Installments
Not supported
Customers can save
Not supported
Express
Not supported
AI summary

Bank transfers (wire transfers) are always enabled for Paddle invoices and let enterprise customers pay without card limits — Paddle generates unique bank details per customer and handles reconciliation automatically.

  • • Bank transfers are only available for invoices (manually-collected transactions) — they cannot be used with Paddle Checkout.
  • • Paddle generates unique bank transfer details per customer and automatically reconciles payments when received, marking the invoice as paid.
  • • Bank transfers support EUR, GBP, and USD only — customers can also pay an invoice using card, PayPal, or other payment methods via a checkout link included on the invoice.

Bank transfers, sometimes called wire transfers, are a safe way for customers to send money from their bank account to pay for things. It's common for businesses to pay invoices by bank transfer, especially for larger value deals that might be higher than credit or debit card limits.

You don't need to open local bank accounts or spend time reconciling payments. Customers pay Paddle, then Paddle handles invoice reconciliation and payout.

How it works

Invoice sent from Paddle

When you issue an invoice using the Paddle dashboard or the API, Paddle sends it to the customer and any business contacts. It has an invoice number and is a legal document at this point.

Customer pays the invoice

Paddle automatically generates unique bank transfer details for each customer and includes them on the invoice. Customers make a payment using these details by the due date on the invoice.

Paddle receives payment and reconciles

When Paddle receives payment, we automatically mark the invoice as paid and reconcile for you.

Accept bank transfers

Only invoices (manually-collected transactions) can be paid by bank transfer.

You don't need to do anything to enable bank transfers. They're always enabled for Paddle accounts.

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