Bank or wire transfer
Accept payments by bank or wire transfer. No configuration required.
Bank and wire transfers are a safe way for customers to send money from their bank account to pay for things. It's common for businesses to pay invoices by bank or wire transfer, especially for larger value deals that might be above normal credit or debit card limits.
You don't need to open local bank accounts or spend time reconciling payments. Customers pay Paddle, then Paddle handles invoice reconciliation and payout.
Key features
| Countries | All |
| Platforms | Not presented at checkout — invoice only |
| Currencies | EUR, GBP, USD |
| One-time items | |
| Subscriptions | |
| Refunds | |
| Chargebacks | |
| Can be presented when saved? | Not presented at checkout — invoice only |
| Installments | Not presented at checkout — invoice only |
How it works
Invoice sent from Paddle
When you issue an invoice using the Paddle dashboard or the API, Paddle sends it to the customer and any business contacts. It has an invoice number and is a legal document at this point.
Customer pays the invoice
Paddle automatically generates unique bank transfer details for each customer and includes them on the invoice. Customers make a payment using these details by the due date on the invoice.
Paddle receives payment and reconciles
When Paddle receives payment, we automatically mark the invoice as paid and reconcile for you.
Accept bank and wire transfer
Only invoices (manually-collected transactions) may be paid by bank and wire transfer.
You don't need to do anything to accept payment by bank and wire transfers. They're always enabled for invoices created from your Paddle account.
