Cards
Accept payments using credit and debit cards. No configuration required.
Credit and debit cards are the most popular way to pay online globally. Paddle supports all major types of card, including Visa, Mastercard, American Express, Maestro, Cartes Bancaires, Dankort, UnionPay, Mada, JCB, Diners Club, and Discover.
Paddle Checkout makes it as easy as possible to pay with card. It presents the card form immediately alongside other payment methods, formats card numbers automatically, shows the card type, and validates form fields before customers hit pay.
You can accept payment by card right away when using Paddle.
card networks
Paddle supports the most popular card networks for global payment acceptance.
cards issued
There are over 17bn credit, debit, and prepaid cards worldwide as of Oct 2023.
cards per person
Americans hold an average of 3.9 active credit cards across multiple banks.
Key features
| Countries | All |
| Platforms | All |
| Currencies | All |
| One-time items | |
| Subscriptions | |
| Refunds | |
| Chargebacks | |
| Can be presented when saved? | |
| Installments | Offered by some banks or card issuers. |
How it works
Customer enters card details at checkout
Cards are always on for Paddle Checkout. The payment page presents the card form right away, alongside other payment method options.
Customer authenticates
Sometimes customers may be asked to authenticate a purchase using 3D Secure 2 (3DS2). Depending on the bank or card provider, customers may be prompted to enter code sent by SMS or using their banking app.
Payment complete!
If successful, Paddle Checkout shows a success screen or enters your success workflow.
Accept cards
You don't need to do anything to start accepting payment by credit and debit cards. They're always enabled for your Paddle account.
Save cards at checkout
You can let customers securely save their card at checkout for future purchases.
Go to Paddle > Checkout > Checkout settings.
On the General tab, Check Allow buyers to opt in to save their payment methods for future purchases.
Click Save to apply.
Paddle automatically saves payment methods for subscriptions.
Test cards
You can test cards using your Paddle sandbox account.
Open a checkout, then use these card details to test payment by card:
| Card type | Card number | CVC |
|---|---|---|
| Valid Visa debit card | 4000 0566 5566 5556 | 100 |
| Valid card without 3DS | 4242 4242 4242 4242 | 100 |
| Valid card with 3DS | 4000 0038 0000 0446 | 100 |
| Declined card | 4000 0000 0000 0002 | 100 |
| Successful initial transaction, subsequent declined transactions | 4000 0027 6000 3184 | 100 |
Enter any cardholder name and a valid expiry date in the future.
