Cards
Accept payments using credit and debit cards. No configuration required.
Credit and debit cards are the most popular way to pay online. Paddle supports all major types of card, including Visa, Mastercard, Maestro, American Express, UnionPay, Mada, JCB, Discover, and Diner's Club.
Paddle Checkout is designed to make it as easy as possible to pay with card. It presents the card form alongside other payment method options, validates fields before submit, formats card numbers automatically, and shows card type in the form.
You can accept payment by card right away when using Paddle.
| Countries | All |
| Platforms | All |
| Currencies | All |
| One-time items | |
| Subscriptions | |
| Refunds | |
| Chargebacks |
How it works
Customer enters card details at checkout
Cards are always on for Paddle Checkout. The payment page presents the card form right away, alongside other payment method options.
Customer authenticates
Sometimes customers may be asked to authenticate a purchase using 3D Secure 2 (3DS2). Depending on the bank or card provider, customers may be prompted to enter code sent by SMS or using their banking app.
Payment complete!
If successful, Paddle Checkout shows a success screen or enters your success workflow.
Accept cards
You don't need to do anything to start accepting payment by credit and debit cards. They're always enabled for your Paddle account.
Test cards
You can test cards using your Paddle sandbox account.
Open a checkout, then use these card details to test payment by card:
| Card type | Card number | CVC |
|---|---|---|
| Valid Visa debit card | 4000 0566 5566 5556 | 100 |
| Valid card without 3DS | 4242 4242 4242 4242 | 100 |
| Valid card with 3DS | 4000 0038 0000 0446 | 100 |
| Declined card | 4000 0000 0000 0002 | 100 |
| Successful initial transaction, subsequent declined transactions | 4000 0027 6000 3184 | 100 |
Enter any cardholder name and a valid expiry date in the future.
