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Payment methods

Turn on new payment methods in a couple of clicks. No need to sign up for multiple merchant accounts or partner with different platforms.

How it works

You can turn payment methods on or off in Paddle > Checkout > Checkout settings.

Cards are always turned on for checkouts. Other payment options presented to customers depend on the transaction currency, location of the customer, and device used to purchase. For example:

  • iDEAL is only presented to customers in the Netherlands for transactions in euro.
  • Apple Pay is only presented when customers are using a compatible Apple device or browser.
  • PayPal is only presented when making a purchase in a currency that PayPal supports.

Paddle automatically determines which payment methods to show to customers, so you don't need to handle this yourself.

Bank and wire transfers are always turned on for invoices, though you may also choose to add a Paddle Checkout link to invoices to let customers pay using another payment method.

Installments

Some payment method issuers may offer credit installments on eligible one-time purchases, letting customers pay for items over a period of time. This is sometimes called "buy now, pay later" or "pay in 3." For example, PayPal lets customers pay over three or four months.

Credit agreements for installment payment plans are set up between the customer making a purchase and the payment method issuer. They're not provided by Paddle, and Paddle doesn't determine which customers or purchases are eligible for installments.

When customers pay using installments, Paddle receives the full amount up front from the payment method issuer, and you receive this as part of your payouts as normal. Because the credit agreement is between the customer and payment method issuer, you're not responsible if a customer fails to make payments as part of their installment plan.

Saved payment methods

When customers sign up for a subscription using Paddle Checkout, Paddle saves the payment method for renewals, upgrades and downgrades, and other charges related to that subscription.

Customers purchasing one-time items from you may also save their payment method at checkout by checking a box when completing payment.

When they come to purchase from you in the future, you can securely present them with their saved payment methods to speed up the checkout process.

Illustration showing an inline checkout. There are list of saved payment card presented, including a Visa card with the last four showing 4242. There is an option to use another card or pay another way.

Supported payment methods

Illustration showing payment method logos supported by Paddle. From left to right: card, wire transfer, PayPal, Google Pay, Apple Pay, iDEAL, Bancontact, and Alipay.

Compare payment methods

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