Korean local cards
Let customers pay with Korean local cards. No configuration required.
Cards are the most popular way to pay in Korea, with many different card issuers and most cards running through nine local payment networks rather than Visa, Mastercard, or other international payment networks.
Rather than entering card details manually, customers typically pay by selecting their card brand and authenticating using their banking app.
You don't need to set up a bank account in Korea to add Korean local cards as a payment option with Paddle.
primary market
Local cards are a popular payment method for customers in Korea.
total payments/year
The transaction value for local debit cards totals ₩212tn a year, as of 2021.
cards per adult
Korea has one of the highest card penetration rates in the world.
Key features
| Countries | KR |
| Platforms | All |
| Currencies | KRW |
| One-time items | |
| Subscriptions | |
| Refunds | |
| Chargebacks | |
| Can be presented when saved? | |
| Instalments |
How it works
Customer chooses local payment methods option
Turn on Korean local cards by enabling Korean payment methods in a couple of clicks in your Paddle dashboard. Paddle automatically presents the option to pay using Korean payment methods for customers paying in a supported country and currency.
Customer chooses their local card
Paddle launches a localized Korean payment methods workflow, where the customer can choose to pay using Korean local cards.
Customers may be asked to accept terms for Korean local cards.
Customer starts confirmation
Payment method issuers have different ways of confirming a payment — for example, by scanning a QR code, entering a one-time passcode, or tapping on a push notification.
As part of confirmation, customers are typically prompted to open their banking app to review the transaction.
Customer confirms purchase
Customer confirms purchase on their phone using their banking app. The exact process varies depending on the banking app the customer uses, but typically they'll enter their card PIN or authenticate using on-device biometrics.
Payment complete
If successful, Paddle Checkout shows a success screen or enters your success workflow.
Accept Korean local cards
Go to Paddle > Checkout > Checkout settings.
On the General tab, check Korean payment methods.
Click Save to apply.
Test Korean local cards
You can test Korean payment methods using your Paddle sandbox account, but you can't test Korean local cards directly yet.
To test Korean payment methods:
Turn on Korean local cards by enabling Korean payment methods for your Paddle account.
Open a checkout for an item that's priced in
KRW(South Korean Won).Pick Korea as the country on the first screen of checkout, then enter an email address.
Select local payment methods as the payment method.
Follow the prompts to complete purchase.